Hello

I'm new here, people were really helpful with advice when I was deciding whether or not to do a Phd and I just handed the paperwork in yesterday so thank you.

The deal my husband and I made together was that if I take up another 3 years of blissful marriage with a Phd then we would finally buy a house, I can have an office to keep it separate and he can live in the country, where we'd be happy.

All rinky-dink so far, I have the deposit, actually saved money whilst at university, however, I rang some mortgage companies today and its not good. They won't consider my bursary as an income so can only quote on my husbands, which isn't a lot.

I am told there are companies out there, respectable ones without baseball bats who will take the bursary into account and I was wondering if anyone here had been in a similar position and might know who we can turn to? I am desperately avoiding the brokers who were crooks when we last bought a place.

Cheers muchly

Hi MsCrow. I remember seeing threads here about mortgages on PhD salary. If the following link doesn't work after you copy and paste into browser, you can search the word "mortgage" on this forum and it should show you these past threads. http://www.postgraduateforum.com/searchresults.asp?keyword=mortgage&stype=TM&category=0&imageField2.x=73&imageField2.y=13

I'm s stupid, didn't think to do a search so many thanks. Looks like Scottish Widows and Lloyds will loan, phew.

Good luck, best wishes...