Mortgage v Researcher



I've been in consistent part time RA work since graduation in summer 2022 and have co-authored 3x research publications since.

But I am 32, have a partner, living in the UK, have little savings and want to look into buying a home.

I'm currently a temporary RA for a university.

How do mortgage providers view us researcher's? I'm anxious due to the temporary nature of some research work I won't be received well.

P.S. I am organising a meeting with an advisor but just wondered if anyone had homeowner or advisor experience?



Banks don't like people on short term contracts. They prefer those on permanent contracts. Your role or job is irrelevant. One way to counter short term contract would be to have a huge deposit yourself or a partner who is quite well-off. Otherwise, it's going to be tough