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TQ, I haven't worded my post well to be fair.
I didn't mean to talk about personal failure to secure a funded position. I was talking in the context of a post which didn't have funding attached to it in the first place hence the need for a loan.
I think I am happy to stand by that comment but I made a dog's breakfast of my original post.
I still have no idea how you did that! My family are from the South East and don't know how I could afford just a flat (nevermind the car) on that!!!
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