I'm a BA student and I'm currently writing my dissertation on postgraduate funding. Postgraduate accounts would be a lucrative business opportunity for banks. Postgraduate accounts would serve both the bank in the long-term and the student in the short-term. Postgrad accounts could offer more flexible overdraft facilities and charge less interest on loans as well as offer other incentives such as free text books etc..

What do you guys think? What would be an ideal postgrad account?

All opinions are appreciated, Please have you say!

well for starters, it would be ideal if it were available for 'overseas' students, as we make up a great deal of the postgrad student body.

i am frankly shocked at the discriminatory treatment of banks towards "foreign" students. although i have british citizenship and am a fulltime PhD student i do not qualify for a student account, although they all claim that these accounts are for people like me. solely due to me not having lived in this country recently (i have lived here for more than a year now and still don't qualify). i suspect this is actually against EU law, or then the brits once again managed to get some preferential exclusive treatment from the EU laws.

Include an non-interest loan which will be paid back upon earning a certain amount.

Ive lived in northern ireland my whole life and want to study for my masters in scotland. Im not eligible for a CDL even though northern ireland is 'British'. If thats not discrimination what is?