thanks for your inputs guys. much appreciated.i am beginning to think maybe i should try for the phd funding( in microbiology) and if not possible to get, then maybe i could apply for a second masters. btw where do i find out if i am eligible for a funding?

hi everyone.i'm new to this forum and i'm confused. i completed my masters in india in 2004 and then moved to the uk with hubby who came to do his mba from uni of cambridge.we moved into uk with a 5yr old and a 5week old baby. i stayed home all this while to look after the kids so have no work exp whatsoever. now i want to fulfil my dreams of doing a phd. however, being an overseas student, i will not be eligible for studentships and cannot afford self funding the phd. however i may just be able to afford a masters. so do i do a second masters(coz i'm not sure if it will be easy getting a job after such a long break) and look for a job, try for funding for phd or what else to do.please advise.