Buying your own home as a single person isn't really a smart idea if you're in your early 20s especially if you're a single person. The reality is you're better of using the early part of your career saving up for a decent deposit for a better house and share a flat with someone so you get to see the world and enjoy the early years of your real adulthood.

Personally I graduated at 20, I bought my first small flat a few months after I moved back to Britain at 23... in many ways I wish I did not do it at that moment in time, it has meant that I was pretty much tied down to being here, and the reality of the situation no matter where you buy if you choose to pay 10% and stretch the repayments you will never make much if any profits at all by renting it out.

Now I invest a lot in property, tbh I've made far better returns elsewhere.

I think home ownership would be a great long term investment but it doesn't seem like that will be an option for a longgg time lol.

P.S - Just liked the facebook page sounds great :-)