So I have very low 2.1 from decent university (Russell group). It's borderline 2.2. If it helps, I've got just over 70 from my 3rd year research project but by the end of the year I had some mitigating circumstances and I've essentially got just over 40 from 2 exams and failed to deliver my 3rd year literature review.

This happened in 2014. University decided not to graduate me in 2014 and instead offered me to retake some modules and redo literature review in 2015. I didn't take this offer as I felt I would do ever worse. So I graduated in 2015 with low 2.1 and a big 0 from 3rd year literature review.

Now I wonder if it's even possible for me to get into PhD, let alone get some funding.

EDIT: I forgot to mention I was studying biochemistry. I'm now working in banking (anti-money laundering) so I have no relevant work experience.